Business Owners

If you are a business owner, you likely know that retaining top talent can be a challenge.  Being competitive and offering benefits can be a key differentiator.

You may be thinking you can't afford to offer benefits, but a new tax law called SECURE Act 2.0 may be able to help.  Would you offer benefits if it didn't cost you much or if you actually got money back in tax credits?

We can help you find the plans to fit your needs.  In the meantime, feel free to reach out and request our free guide to retirement plans for businesses.

We also offer BizEquity for our business owners.  This is a complimentary service where we use leading edge research and a time-tested model to determine the value of your business.   This is important to know if your company is property insured, that you have key employee insurance and in the event you might sell the business in the future, you know what it's worth.

Solo business owners often don't have a Solo 401(k) but it's a valuable tool that allows you to save more for your retirement.  If you have employees, a SIMPLE or SEP IRA might be an option as well as a full 401(k) depending on the size of your business.  We can help you determine which plan is right for your company.

Happy employees are more productive. In fact, research from Oxford University’s Saïd Business School and partners found that workers who reported being happier were about 13 % more productive than when they felt unhappy — not because they worked longer hours, but because they made better use of their time and achieved higher performance during the hours they worked.

By offering your employees financial education through Red Barn Financial, you’re not just providing a benefit — you’re showing that you care about their financial well-being and overall quality of life, which can contribute to greater happiness, engagement, and productivity at work.

Business valuation services offered through BizEqutiy are furnished as a complimentary service and should not be relied upon as a certified valuation and are provided for informational purposes only. Penn Mutual and its agents does not represent or endorse the accuracy or reliability of any advice, opinion, statement or any other information displayed or distributed through Biz Equity. The estimates and data derived from information provided are made using publicly available information and data, and rules of thumb for different industries. Penn Mutual has not audited or attempted to confirm any information for accuracy or completeness. Any reports should not be used to obtain credit or for any other commercial purposes. Any reports are the intellectual property of Biz Equity and the information provided is provided for your internal use only and may not be copied or redistributed for any reason. Your use of any report and the information provided is also subject to Biz Equity terms of use and privacy policy of Biz Equity.  Penn Mutual and Biz Equity are unaffiliated.  Trademarks belong to their respective owners.